hello@payzonke.com
Built for Lesotho's digital economy

Pay bills, collect money, and offer flexible checkout from one platform.

PayZonke connects shoppers, merchants, and lenders through practical digital payments built for everyday transactions in Lesotho.

Bills & VAS Electricity, airtime, school fees, insurance Merchant collections Links, checkout, card and mobile money BNPL Marketplace Flexible checkout connecting shoppers, merchants, and lenders
3 customer journeys 24/7 payment intent LSL local currency ready
Happy PayZonke shopper carrying branded shopping bags while using her phone
Transaction ready LSL 1,250.00 Bill, collection, or BNPL checkout
Payment methods Card M-Pesa EcoCash
Built for shoppers Merchant-ready checkout Lender onboarding Bill payment notifications
What PayZonke Does

Three powerful payment rails, one trusted brand.

PayZonke brings flexible purchases, everyday bill payments, and merchant collections into one clean platform.

01

Flexible purchases

A three-party BNPL flow connecting approved shoppers, selling merchants, and funding lenders.

Explore marketplace
02

Everyday bill payments

Electricity, airtime and data, school fees, insurance, and other bills with clear notification steps.

View bill payments
03

Merchant collections

Card, M-Pesa, EcoCash, payment links, and online checkout collections for growing businesses.

See collections
Quick Bills / VAS

Lesotho bill payments hub

Customers choose a biller, enter the required reference details, add their cellphone number, and receive transaction notifications for that payment type.

  1. Select electricity, airtime and data, school fees, insurance, or another supported bill.
  2. Enter reference details plus a cellphone number for notifications.
  3. Complete payment and receive SMS or mobile notification updates.
Bill payment

Electricity

No account needed. A cellphone number is required for transaction notifications.

Amount LSL 100.00 Service fee LSL 2.50 Total Payment LSL 102.50
Buy Now Pay Later

Flexible purchases for everyone.

Shoppers get flexible options, merchants can sell more with settlement readiness, and lenders can grow loan portfolios through matched demand.

Join Now

Shoppers

Pre-approved flexible payments.

Merchants

Sales growth and settlement readiness.

Lenders

Approved customer origination.

Partner Ecosystem

Connected to trusted financial and payment rails.

PayZonke is designed around the partners and payment channels customers already know.